Mint Alternatives: Top Budgeting Apps for Managing Your Money

With the impending shutdown of Mint on March 23, 2024, you may find yourself searching for a new budgeting companion to handle your personal finances and finding Mint alternatives.

The closure of this popular financial app means you will no longer have access to its tools for tracking expenses, making budgets, and categorizing transactions, which can be a significant adjustment if you’ve come to rely on its functionalities over the years.

Fortunately, there is a range of alternatives available that could fit your budgeting needs.

From apps that specialize in zero-based budgeting to those offering robust analysis and expense tracking, the variety available to you means there’s likely a suitable replacement out there.

Some options might even offer features that are tailored more closely to your specific financial goals, whether that’s saving for a dream vacation, managing investments, or simply keeping better tabs on where your money goes each month.

Popular Mint Alternatives

If you’ve relied on Mint for managing your personal finances, finding a robust alternative is crucial as the service winds down.

Here are some top choices that cater to various needs in budgeting and financial planning.


Quicken is a comprehensive personal finance tool that stands out for its detailed budgeting features, investment tracking, and debt management capabilities.

You’ll enjoy a dashboard that gives you an overview of your financial health, though it’s a paid service after a 30-day free trial.

Personal Capital

Personal Capital is especially suitable if you’re interested in wealth management.

It combines budgeting with investment tracking and provides a clear view of your net worth.

One of their key strengths is the free personal finance dashboard, although advanced investment services come with fees.

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YNAB – You Need A Budget

YNAB, which stands for You Need A Budget, emphasizes budgeting to help you live within your means.

They offer a 34-day free trial to get you started, and the service prides itself on a methodology that aims to help you “break the paycheck to paycheck cycle.”


PocketSmith is ideal if you’re looking for flexiblity in forecasting your finances.

This tool lets you create “what-if” scenarios to predict your financial future, and offers both free and premium tiers, with the latter providing more detailed planning options and accounts management.

Mobile Apps for Money Management

When looking for a mobile app to manage your financial life, consider features like budgeting tools, expense tracking, and user-friendly interfaces.

These apps can offer a streamlined experience to help you stay on top of your finances.


Spendee helps you track your expenses in a very visual and easy-to-understand way.

With the app, you can connect your bank accounts for automated transactions and categorize your expenses, which gives you an insightful overview of where your money is going.

Money Lover

Money Lover is a comprehensive app designed for organizing your financial records.

It offers an array of features including expense tracking, budget planning, and even a built-in financial calendar that reminds you of bill payments and budgeting periods.


Goodbudget is based on the envelope budgeting method, which can be especially effective if you’re keen on dividing your income into categories like bills, savings, and discretionary spending.

You can create virtual “envelopes” and allocate funds to each, helping you stick to your budgeting goals.

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Desktop-Based Financial Software

When searching for alternatives to Mint, you might prefer desktop-based software for managing your finances.

These solutions often provide robust features with the added benefit of data storage on your local computer, enhancing security and control.


GnuCash is a free, open-source software tailored for personal and small business financial accounting.

Designed to be user-friendly yet powerful, GnuCash allows you to track bank accounts, stocks, income, and expenses.

What makes GnuCash stand out is its ability to handle complex accounting tasks while maintaining a checkbook-style register, which provides a familiar interface for data entry.

  • Key Features:
    • Double-entry accounting
    • Stock/bond/mutual fund accounts
    • Supports multiple currencies
    • Financial calculations for loans and mortgages


Moneydance is a premium application that offers a complete financial management package.

It provides online banking, bill payment, account management, budgeting, and investment tracking.

Moneydance stands out for its clear interface and strong analysis tools, including detailed graphs and reports.

  • Key Features:
    • Online banking and bill payment
    • Account management for various types, such as checking, savings, and credit
    • Investment tracking
    • Useful budgeting tools and transaction auto-categorization

By opting for desktop-based financial software, you’re choosing a route that gives you enhanced control over your financial data while still enjoying comprehensive budgeting and accounting features.

Both GnuCash and Moneydance represent strong candidates in this software category.

Open Source and Free Alternatives

When seeking out open source and free alternatives to Mint, you have options that grant you financial management tools without the cost.

These solutions are particularly appealing if you’re comfortable with a hands-on approach and value data privacy.

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HomeBank is a free software that can assist you in managing your personal accounting and budget with ease.

You can import your banking statements in various formats, categorically organize your expenses, and monitor your financial situation with comprehensive reporting tools.

Supported platforms include: Windows, macOS, Linux.


KMyMoney is designed as an easy-to-use personal finance manager, built to be simple for newcomers while still providing a range of powerful features.

You can track multiple accounts, set up a budget, and employ the reporting features to see your financial health at a glance. Key offerings:

  • Usability: Designed to be straightforward for users transitioning from Mint.
  • Functionality: Offers support for different account types and integrated finance tracking.

Key Takeaways

  • Variety of Options: You’re not short on choices when it comes to replacing Mint.
  • There’s a range of alternatives available.
  • Features to Consider: Look for apps that offer easy setup, comprehensive budgeting tools, and robust financial analysis.
  • Cost Factor: While some alternatives come at a price, you can find both free and paid options that cater to your budgeting needs.
  • User Base: Mint’s shutdown affects over 25 million users, indicating a significant demand for replacement services.
Alternative Unique Benefit Subscription Cost
EveryDollar Detailed budgeting Variable
Monarch Money Financial analysis ~$99/year
NerdWallet Free Budgeting Apps Free
  • Transition Time: Mint is scheduled to close on March 23, 2024. Make sure to migrate your data and adapt to a new platform before this date.

Remember, your personal finance management is paramount, so take the time to research and select an app that aligns with your financial goals and preferences.